Selling Your Structured Settlements
A settlement from a lawsuit is instrumental in helping to pay medical bills, make life changes, and having the ability to live your life the way you want to. Unfortunately, many of these lawsuits result in structured settlements, which means a small amount of the total settlement is paid out each month, quarter, or year over a set amount of time. This timeframe can be years, which often means the periodic structured settlement or annuity payments are less than the amount of cash needed to cover expenses as they arise.
In these situations, you can choose the option to “sell my structured settlement” to We Pay More Funding. We work closely with our clients and pay cash for your structured settlement or annuity. Our team of financial experts is committed to providing you with the most money possible for annuities and structured settlements. We make it simple to sell your structured settlement payments for the cash you need right now.
There are several factors to consider when selling your structured settlement or annuity. Our team at We Pay More Funding offers three decades of experience to help you with selling your structured settlement payments. This expertise ensures you have complete peace of mind throughout the process. Look for companies with a proven record of paying the most cash, working closely with their customers, and providing rapid pay out once the judge provides approval to sell your structured settlement payments.
How do I sell structured settlement payments?
There is a process to go through when selling a structured settlement or annuity. First, you must obtain a quote, receive a disclosure statement, and then sign a contract. These docs can be reviewed by an attorney or financial advisor of your choice before they are filed with the court by We Pay More Funding for the judge’s approval.
What do you do when you have a structured settlement and need cash?
A structured settlement can be converted from smaller payments over a long period of time to a lump sum payment for a partial or full settlement pay out. The process requires a judge’s approval and typically takes one to two months to complete.
Should I sell my structured settlement?
There are considerations to make before deciding to sell your structured settlement or annuity. Our team of consultants will help you navigate the process with full transparency, answering any questions you may have. As always, we suggest you also consult with your attorney or financial advisor.
What is a structured settlement worth?
This depends on the amount of your future payments and when they become due. Structured settlement payments are carefully regulated by both state and federal laws to protect the consumer. A quote from a company that buys structured settlements allows you to determine the value.
Should I take a lump sum or a structured settlement?
It is important to approach this from a personal financial perspective. There are possible long and short-term factors to consider based on your income and your age.
What are the pros and cons of selling your structured settlement?
Selling a structured settlement provides immediate cash that can be used to pay off medical debt, make investments, purchase a home, or be used towards any other type of investment or purchase. Choosing to leave the structured settlement in place provides payment amounts that will be paid out in the future in accordance with your annuity contract.